Payment Gateway (SIM)
Simple Integration Method
The Authorize.Net Simple Integration Method (SIM) allows you to accept credit card payments on your web page in real time with complete automation. The customer is at your website, places an order, and their credit card is automatically charged, without any intervention on your part. The entire transaction is handled by SIM and the Authorize.Net gateway which acts as a bridge between your website and the financial institutions that process payment transactions.
At its most basic level, interaction between a web page and the system through the Simple Integration Method takes the following form:
1. A customer navigates through your web site, selecting what they would like to purchase.
2. The customer fills out their information using a simple form or through a shopping cart program that has set up to post the information to the Authorize.Net system.
3. The customer is then presented with a secure payment form. This form resides on a secure server and is provided for you as part of the Authorize.Net system. (You can use your own secure payment form too.) The credit card information is then sent over a secure network to the bank for authorization.
4. When the authorization process is complete — this takes around 2 seconds, a receipt page is shown to the customer, which the customer can print out or save for their records. In addition a receipt is emailed to the customer as well as to the merchant.
That’s it! With SIM, you can literally put your business on autopilot and let the orders come in.
Linking your website to the Authorize.Net gateway using SIM is easy. Your website designer or developer simply inserts a few lines of HTML code and uploads scripts provided to establish the connection.
If you need greater flexibility than SIM provides, Authorize.Net offers you the Advanced Integration Method which bypasses the payment form and receipt page used with SIM and allows you to connect your web page directly to the Authorize.Net gateway to process transactions in real-time.