Credit Card Processing

Virtual Terminal

A virtual terminal can be used for credit card processing from any computer with Internet access anywhere in the world. With the proper merchant account, a merchant can securely and efficiently handle a series of tasks including the verification, documentation and processing of credit card payments.

Transaction Express from Merchant Express is a state-of-the-art, Web-based payment processing platform that supports multiple entry points including virtual terminal, batch, and Web services, with robust features and functionality for businesses of all sizes and industries. With Transaction Express, you can process all major credit cards including Visa, MasterCard, Discover, American Express, Diners, Carte Blanche and JCB.

After logging into our secure website, a complete range of Transaction Express services is at your disposal including:

• a credit card virtual terminal that processes swiped transactions at lower, card-present rates (USB card reader required)
• manual entry of credit card transactions
• receiving authorizations
• generating receipts
• issuing refunds to a customer’s credit card
• capturing previously authorized transactions
• confirming transaction status
• securely storing customer payment information
• establishing automatic recurring billing
• uploading batch files
• accessing, creating and saving standard and customizable reports

Transaction Express is a fully PCI-compliant and PA-DSS-certified payment application. It’s versatile, supporting both multi-merchant and multi-user environments. Related merchant accounts can be grouped and access allowed through a single long-in; additional users can be given access to the virtual terminal at the discretion of the merchant account administrator.

All of these virtual terminal features are of particular interest to diversified merchants, merchants with multiple locations or merchants who are planning to expand their business. Seasonal merchants can also benefit from Transaction Express since the account can be placed in an inactive state during the off-season to help reduce operating costs.

Ask a Merchant Express representative about credit card virtual terminal applications for your business and how Transaction Express can deliver on your requirements.