Retail Merchant Account Rates
The following lists our retail rates where the credit card is physically present and swiped through a card reader. This is usually a store front, however, these rates also apply to tradeshows, home parties, or any situation in which the credit card will be swiped. If you currently process credit cards, check out our free conversion program where we can beat your current rates.
Click Here for a 30 Day Risk-Free Trial| Service | Industry Average | Merchant Accounts Express |
| Retail Discount Rate | 1.85% | 1.77% |
| Retail Transaction/Batch Fee | 25 ¢ | 19 ¢ |
| Monthly Service/Support/Statement Fee | $10 - $15 | $9.95 |
| Service | Industry Average | Merchant Accounts Express |
| Voice Authorization Fee Note: only charged if you call the 800 voice auth line to authorize a transaction. |
$1.50 | 95 ¢ |
| Surcharge (corporate & international) | + 3% | + 1.20%, + 1.72% |
| Chargeback / Retrieval Fee Note: only charged if your customer disputes a charge. In practice this rarely happens. |
$35 | $25 |
| ACH Reject Fee Note: only charged if you lack funds in your bank account to cover credit card fees or debits. |
$30 | $25 |
| Service | Industry Average | Merchant Accounts Express |
| Annual Fee | up to $195 | $0 |
| Application Fee | $75 - $125 | $0 |
| Setup Fee | $50 - $150 | $0 |
| Programming Fee | $50 - $95 | $0 |
| Monthly Maintenance Fee | $0 - $10 | $0 |
| Checking Account Change Fee | $20 | $0 |
| Overlimit Fee | varies | $0 |
| Authorize.Net Gateway Setup | $99 - $299 | $0 |
| Authorize.Net Transaction Fee | 10 ¢ | $0 |
| JPOS Retail Swipe Software | $175 - $395 | $0 |
| Check-by-phone/fax PC software | $149 | $0 |
| Web Shopping Cart | $299 | $0 |
| American Express Setup | $25 - $50 | $0 |
Note: Rates are effective for accounts setup on or after May 09, 2008. Above is a summary only, exact fees are listed in the merchant application and agreement. Minimums may apply to some accounts. Unlike other providers we do not charge a cancellation fee if you go out of business or you have a service issue we cannot solve.
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"We initially did as much homework as we could and ultimately had several different service providers we could have gone with, but your personal attention is what sold us on Merchant Accounts Express. Thanks again for all the help."
Fawn & Scott Dempsey
Email for Professionals
Risk-Free Trial
20 Trafalgar Square Suite 466
Nashua, NH 03063
Phone: 603-262-1210
Toll Free: 888-845-9457
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