Internet and Ecommerce Merchant Account Rates
The following lists our Internet and Ecommerce merchant account rates where transactions will be processed from a website. Usually a shopping cart is used, but not required. If you currently process credit cards, check out our free conversion program where we can beat your current rates.
Click Here for a 30 Day Risk-Free Trial| Service | Industry Average | Merchant Accounts Express |
| Internet Discount Rate | 2.65% | 2.33% |
| Internet Transaction/Batch Fee | 35 ¢ | 24 ¢ |
| Address Verification Fee | 5 - 10 ¢ | 5 ¢ |
| Monthly Service/Support/Statement Fee | $10 - $15 | $9.95 |
| Service | Industry Average | Merchant Accounts Express |
| Voice Authorization Fee Note: only charged if you call the 800 voice auth line to authorize a transaction. |
$1.50 | 95 ¢ |
| Surcharge (corporate & international) | + 3% | + 1.99% |
| Chargeback / Retrieval Fee Note: only charged if your customer disputes a charge. In practice this rarely happens. |
$35 | $25 |
| ACH Reject Fee Note: only charged if you lack funds in your bank account to cover credit card fees or debits. |
$30 | $25 |
| Service | Industry Average | Merchant Accounts Express |
| Annual Fee | up to $195 | $0 |
| Application Fee | $75 - $125 | $0 |
| Setup Fee | $50 - $150 | $0 |
| Programming Fee | $50 - $95 | $0 |
| Monthly Maintenance Fee | $0 - $10 | $0 |
| Checking Account Change Fee | $20 | $0 |
| Overlimit Fee | varies | $0 |
| Authorize.Net Gateway Setup | $99 - $299 | $0 |
| Authorize.Net Transaction Fee | 10 ¢ | $0 |
| JPOS Retail Swipe Software | $175 - $395 | $0 |
| Check-by-phone/fax PC software | $149 | $0 |
| Web Shopping Cart | $299 | $0 |
| American Express Setup | $25 - $50 | $0 |
Note: Rates are effective for accounts setup on or after May 11, 2008. Above is a summary only, exact fees are listed in the merchant application and agreement. Minimums may apply to some accounts. Unlike other providers we do not charge a cancellation fee if you go out of business or you have a service issue we cannot solve.
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"Thank you so much! You have been phenomenal to work with! Throughout this process, we found few people who would be candid with us, to discuss all fees; we found many companies WITH hidden fees. Yours has been the exception. Thank you for always taking the time to answer all of my many questions in as much detail as I asked them! Just so you know, we will definitely recommend you to others."
Debra Connick
Country Charms
Risk-Free Trial
20 Trafalgar Square Suite 466
Nashua, NH 03063
Phone: 603-262-1210
Toll Free: 888-845-9457
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