Internet Credit Card Processing
Process Credit Cards With A Secure Internet Connection
At Merchant Express®, our Transaction Express™ electronic payment gateway combines the functionality of an electronic countertop terminal with the power to process transactions online. Merchants are able to accept credit and debit cards with a single integrated system that is flexible enough to add features as their needs change.
Internet credit card processing can handle card present (face-to-face retail) and card not present (CNP) transactions. The latter includes purchases made on a website, by phone or mail order.
The Online Process
Typically completed in just seconds, the process begins when credit card data is entered into the system either by swiping the card through a terminal or by entering it manually on a keypad or website payment page. The information is transmitted securely through an Internet connection from the merchant to the processor, who passes it along to the card issuer/bank. The issuer authorizes or declines the transaction and notifies the processor. The processor sends the authorization to the merchant, who completes the sale and issues a receipt. Within days, the processor deposits the proceeds from the sale into the seller’s merchant account.
As a full-service merchant services provider, Merchant Express has set up thousands of businesses across all industries with all the products and services they need for Internet credit card processing, including merchant accounts, PCI-compliant hardware and software and payment gateway access.
In addition to internet credit card processing, Transaction Express offers additional important features like:
- Real-time transaction processing via any device with Internet connection
- Ability to process credit card and signature debit card payments
- Direct swipe via USB with no additional software needed
- Multi-merchant/multi-user platform
- Tokenization for automatic and manual recurring payments
- Batch processing
- Advanced report search capabilities
- Integration capable via web services or batch
- Customizable reporting
- Merchant and customer email management
- Advanced merchant grouping capabilities with single sign-on
Getting started with internet credit card processing and Transaction Express couldn’t be easier. Just fill out the information box on this page, or call us directly at 888-845-9457, to talk to one of our expert consultants.
Put the expertise and technology of Merchant Express and internet credit card processing to work to help grow your business and your bottom line!