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Authorization Response

Merchant Glossary: Authorization Response

An issuing financial institution’s electronic message reply to an authorization request, which may include:

Approval – transaction was approved

Decline – transaction was not approved

Call Center – response pending more information, merchant must call the toll-free authorization phone number. This occurs if there is a problem with the cardholders card.

Other articles terms explained in the Merchant Glossary:

ABA Routing Number

ACH / Automated Clearing House

Acquiring Bank

ATM Debit Card

Authorization

Authorization Code

Authorization Fee

Authorization Only Transaction

Authorization Response

Average Ticket Size

AVS / Address Verification Service

Basis Points

Batch or Batch Processing

Business Type

Debit Card