Internet Merchant Account

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Merchant Accounts Express was one of the first in the country to offer Internet Merchant Accounts. An Internet Merchant Account is a type of credit card processing account specifically geared to accept web based transactions in real time. Since transactions are effectively 'keyed' into a website by the customer when they checkout, and not swiped, the rates on an Internet merchant account are equivalent to a keyed account, where transactions are keyed into a terminal, such as when orders are taken over the phone.

Beware of other merchant account providers that try to charge you higher rates on an Internet merchant account than a standard keyed account. There should be no difference. At Merchant Accounts Express we do not charge extra for Internet transactions vs. keyed transactions.

The following lists our Internet and Ecommerce merchant account rates where transactions will be processed from a website. Usually a shopping cart is used, but not required.

Service Industry Average Merchant Accounts
Express
Internet/Ecommerce Discount Rate 2.65% 2.33%
Internet/Ecommerce Transaction Fee 35 ¢ 24 ¢
Address Verification Fee 5 - 10 ¢ 5 ¢
Monthly Service/Support/Statement Fee $10 - $15 $9.95
And unlike other providers, we do not charge any of the following fees:
Service Industry Average Merchant Accounts Express
Annual Fee up to $195 $0
Batch Fee 30 ¢ $0
Application Fee $75 - $125 $0
Setup Fee $50 - $150 $0
Programming Fee $50 - $95 $0
Monthly Maintenance Fee $0 - $10 $0
Overlimit Fee varies $0
Authorize.net Gateway Setup $99 - $299 $0
Authorize.net Transaction Fee 10 ¢ $0
JPOS Retail Swipe Software $175 - $395 $0
Check-by-phone/fax PC software $149 $0
Web Shopping Cart $299 $0
American Express Setup $25 - $50 $0
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