Credit Card Terminals
Find the Right Credit Card Machine for Your Business
Choosing the credit card processing terminal that best suits your business needs can help you reduce processing costs and increase your profits. Merchant Express® has the expertise to guide you in your selection of the right credit card machine and PIN pad for your operation.
We offer the popular, easy-to-use options listed below that are fully equipped with the latest technology, non-proprietary and representative of the overall best value.
For face-to-face transactions in a traditional retail setting, it’s hard to beat point-of-sale terminals for securely processing credit cards, debit cards, prepaid cards, checks, electronic benefits transfers (EBTs) and other electronic transactions. Simply swipe the customer’s card through the card reader and the terminal does the rest. Add a PIN pad to your credit card machine to process PIN debit cards and EBT transactions.
These point-of-sale countertop terminals are the workhorses of the brick-and-mortar sales environment where card-present transactions are the norm.
Mobile and Wireless
Diversified and on-the-go merchants rely on credit card terminals that can keep up with them by delivering secure processing wherever and whenever the sale arises. When you need to accept credit cards in the field or at a customer’s home, mobile and wireless terminals have got you covered.
Whether you opt for our PayFox™ app and card reader that turn your smartphone or mobile device into a credit card machine, or choose one of our compact and portable wireless terminals, you won’t miss a beat or a sale!
Mobile and wireless terminals are the right choice for merchants who operate outside the traditional retail setting, and for service providers who need credit card processing on the road.
You can’t process a PIN debit card or EBT sale without a PIN pad, and Merchant Express offers a choice of models from top names.
Paired with integrated point of sale devices, PIN pads allow the cardholder to enter their personal identification number into the system to complete the transaction securely.
PIN pads are required equipment for any retail location or service provider that accepts PIN debit and EBT cards. Let Merchant Express help you choose the PIN pad that’s compatible with your credit card machine.
Credit Card Swiper
A credit card swiper, or reader, is an electronic device that reads the account information embedded in the card’s magnetic strip that’s needed to complete a transaction. A swiper is used for card-present (face-to-face) retail transactions.
Most credit card swipers feature an ergonomic, compact design and bi-directional read capability, making them extremely easy to use. Simply swipe the card through the reader to collect the necessary data, conclude the sale and issue a receipt.
The final step in the credit card transaction process is issuing a receipt, which requires a printer. Many point-of-sale credit card terminals have a built-in printer, but they can also be bought separately.
Printer options include thermal, laser or ink jet. Other features to consider when choosing a printer are compatibility with your existing processing system, convenient drop-in paper loading, an auto cutter, easy-to-read LEDs, a fast print speed and a footprint that takes up minimal space on a counter or shelf.
For more information about credit card processing terminals, contact a Merchant Express representative to discuss your business requirements.
* HyperSafe is a registered trademark of Hypercom Corporation and is not related to Merchant Express.
Hypercom USA is now known as Equinox Payments. Equinox products and services include all of the payment terminals Hypercom previously offered to the United States.