What is a Merchant Services Provider?

A merchant services provider (MSP) is an umbrella term that covers banks, third-party processors or any other entity that provides businesses and individuals with the products and services necessary to accept credit cards, debit cards and other forms of electronic payment. Some other terms that are used interchangeably with merchant services provider include merchant account provider (MAP), credit card processor, acquirer, or simply provider or processor.

Merchant services providers like Merchant Express® are licensed members of the Visa® and MasterCard® networks. As a full-service provider of long-standing (since 1998), we have worked with over 500,000 businesses across all industries to provide tech-forward and cost-efficient credit card processing solutions.

Reputable merchant services providers develop strategic alliances with not only the credit card networks but with major banks as well. Aligning with industry leaders is necessary and enables us to offer bank-direct merchant accounts that save our individual clients hundreds, if not thousands, of dollars in processing costs each year.

Credit card processing is a heavily technology-dependent industry, and merchant services providers owe it to their clients to stay current on the latest developments for traditional POS retail, mobile, wireless and online processing. In fact, Merchant Express was one of the first merchant services providers to offer Internet merchant accounts, and we offer tech-forward mobile, wireless and software options to meet the processing requirements of all types of businesses.

All this technology is great — until it isn’t. When an issue arises with your credit card processing, you need to be able to rely on your merchant services provider to make it right again. Merchant Express offers unsurpassed customer service and support because we know that any downtime you experience means lost revenue. Our support personnel are available 24/7/365 and are just a toll-free call away. We strive to resolve any problem that may arise professionally and quickly because we know how important accepting credit cards is to your operation.

What should you look for in a merchant services provider? Expertise born of years of experience in the industry, solid and informative advice, state-of-the-art hardware and software, superior customer service and support, and honest pricing that can work with your budget. We think you’ll find all that and more at Merchant Express. Call us today and talk to one of our representatives about your credit card processing requirements. Put us to the test with our 30-day free trial and find out if Merchant Express is the merchant services provider for your business.