Merchant Services: Protection Against Data Fraud

Fraud against businesses has always been a threat, but the high-tech nature of commerce today has made it even more so. Merchants must protect themselves from credit card and data fraud, and they should expect their merchant services provider to be a staunch ally in the battle. Merchant Express® takes data breach security and PCI compliance very seriously and works with its clients to do the same.

According to the 2011 Trustwave Global Security Report, cybercriminals have moved beyond being lone wolves or a loosely-connected band of individuals to a much greater threat. “Our research demonstrates that cybercriminals have evolved to integrate with the world’s organized crime rings,” the report states. “These criminal organizations are highly structured and are now investing in technology and technically-skilled people to assist them in a primary goal: defrauding businesses worldwide.”

Clearly, protection against data fraud is not a mission for merchants to take on by themselves — the task is too great and the stakes are too high. A reputable merchant services provider like Merchant Express has the expertise and services in place to help guide its clients in the right direction and keep them safe.

For example, our products and services are PCI compliant, which means they meet the requirements established in the Payment Card Industry Data Security Standards (PCI DSS). When you use our electronic payment gateway Transaction Express™, do mobile credit card processing through PayFox® or accept credit cards with any of our other products and services, rest assured that your transactions are handled securely from start to finish. We also work with our merchants to help them achieve and maintain their own PCI compliance, the first line of defense against fraudsters and identity thieves.

Additionally, we offer all our clients our unique Data Breach Security Program that’s focused on helping merchants meet the expenses that follow a suspected or actual breach of credit card data. These include forensic audits, industry fines and assessments, and issuer-related expenses, including card replacement costs and credit monitoring related to the breach.

The Global Security Report notes that the simplest solution to prevent cyber attacks is often that one that most easily thwarts the attacker’s efforts. “Unfortunately, many organizations take a tentative approach to information security due to the perceived complexities of the solutions to the problems they face,” the report concludes.

There’s nothing tentative about the Merchant Express approach to data security. Let us help dispel the complexities for you. All of our security tools reflect industry best practices and are your premier protection against credit card fraud and data breach.

Being proactive now sure beats being reactive down the road. Talk to one of our trained representatives about your options for protecting yourself against data fraud and the potentially fatal fallout it causes.